How will you pay off debts with the credit card firms?

Debts far more well-known in the divorce: question Tim : How do you settle the debt with the credit card businesses I have some debts that are presently in collections. And I talked to one of the collection agency and it showed that the average company is willing to settle for about 75% of the debt. But since they are fundamentally screwing you with Outragous interest that can you actually pay the principal, they are willing to give, even much less satisfied What are some useful tips when it

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